Payment / Finance
Pay however suits you
Pay over time with Klarna
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.
Nine ways to pay are live at checkout, and every card route runs through the payment provider rather than through us.
The short version
Debit and credit cards, PayPal, Klarna, Apple Pay, Google Pay, Amazon Pay, Super Payments and direct bank transfer. No surcharge on any of them.
Every way you can pay
All of these are live at checkout today.
01Debit and credit cards
Visa, Mastercard and Maestro, processed through PayPal Advanced Card Processing. You do not need a PayPal account to use it, and we never see the card number.
02PayPal
The full PayPal checkout including PayPal Finance and Credit. Quickest option if you already have an account, because the delivery address comes across with it.
03Klarna
Pay over time with Klarna
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.
04Apple Pay and Google Pay
Both live, both through PayPal. They show at checkout on a supported device and browser.
05Amazon Pay
Pay with the card and address already on your Amazon account. Useful if the kit is going to a garage rather than to you.
06Super Payments and bank transfer
Pay with Super moves the money straight from your bank at checkout. Direct bank transfer is there if you would rather do it manually, though nothing is ordered until it clears.
Pay over time with Klarna
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.
Klarna is available at checkout and makes the lending decision. We cannot overturn a refusal.
Before you take credit
Late or missing repayments may have serious consequences for you and cause you serious money problems. Only take finance you are confident you can service.
Paying for a kit that gets built for you
Most big brake kits and braking components are custom made to order, which is why they are not returnable once built. Payment is what starts that process.
Ring 0115 9893488 with the car, the year and the wheel size before you check out. Wheel clearance is the single most common reason a kit turns out to be wrong, and it is a two minute conversation rather than a dispute.
Refunds, where one is due, are issued as store credit by default as a digital gift voucher. If you would rather have it back on the card you paid with, say so and we will do that instead. Card refunds take three to five working days once the return has been signed back in and inspected.
What can and cannot come back in the first place is covered on the returns and exchanges page.
Common questions about paying
Pay over time with Klarna▾
Klarna is available at checkout and makes the lending decision, not us.
Do you take Apple Pay and Google Pay?▾
Both, through PayPal. They appear at checkout on a device that supports them. If you cannot see the button it is usually the browser rather than the store.
Can I pay by bank transfer?▾
Yes. Choose direct bank transfer at checkout and the details come with your order. Nothing is ordered from the manufacturer until the payment clears, so it is the slowest route on a made to order kit.
Do you take card details over the phone?▾
No. Card details are handled by the payment provider and we never see or store a full card number. If you would rather not order online, ring us and we will send a payment link instead.
When do you take the money on a made to order kit?▾
At checkout, the same as anything else. Most big brake kits are built to order once payment is taken, which is also why they are not returnable. Confirm the fitment before you pay rather than after.
Is delivery included?▾
UK delivery is free on orders over £100, and most brake kits clear that comfortably. International orders are quoted individually.
My payment was declined but the money has gone.▾
That is almost always an authorisation hold rather than a payment, and it drops off on its own within a few working days. Ring 0115 9893488 and we will confirm what actually reached us before you chase the bank.
FCA guidance
GSM Performance, Unit 5 and 6, High Hazles Road, Nottingham, NG12 3GZ is authorised and regulated by the Financial Conduct Authority (“FCA”) (FCA FRN 795430) and acts as a credit intermediary and not a lender, offering credit products provided by a limited number of finance providers, including Klarna Financial Services UK Limited (company number 14290857), which is authorised and regulated by the FCA for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816).
Late or missing repayments may have serious consequences for you and cause you serious money problems.
Big Brakes 4U is a trading website of GSM Performance.
Get the fitment confirmed first
Tell us the car, the year and the wheel size and we will tell you what clears. On a made to order kit that call is the difference between a working upgrade and a kit you cannot send back.
Call 0115 9893488Find your carMessage us