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Payment / Finance

Pay however suits you

Nine ways to pay, all live at checkout. A big brake conversion is not a small purchase, so Klarna is there if you would rather spread it, and every card route runs through the payment provider rather than through us.

9Ways to pay
£100Free UK delivery from
795430Our FCA firm number
3 to 5Working days to refund
The short version

Debit and credit cards, PayPal, Klarna, Apple Pay, Google Pay, Amazon Pay, Super Payments and direct bank transfer. No surcharge on any of them.

CardsPayPalKlarnaApple PayGoogle PayAmazon PaySuper PaymentsBank transfer
01 / Methods

Every way you can pay

All of these are live at checkout today.

01Debit and credit cards

Visa, Mastercard and Maestro, processed through PayPal Advanced Card Processing. You do not need a PayPal account to use it, and we never see the card number.

VisaMastercardMaestro

02PayPal

The full PayPal checkout including PayPal Finance and Credit. Quickest option if you already have an account, because the delivery address comes across with it.

AccountPayPal Credit

03Klarna

Spread the cost over time. Klarna runs the approval, not us. Read the credit terms at the bottom of this page before applying.

Spread the costSubject to approval

04Apple Pay and Google Pay

Both live, both through PayPal. They show at checkout on a supported device and browser.

One tapVia PayPal

05Amazon Pay

Pay with the card and address already on your Amazon account. Useful if the kit is going to a garage rather than to you.

Amazon accountExpress

06Super Payments and bank transfer

Pay with Super moves the money straight from your bank at checkout. Direct bank transfer is there if you would rather do it manually, though nothing is ordered until it clears.

Open bankingBACS
02 / Finance

Spreading the cost with Klarna

A four pot conversion with discs, bells, lines and pads adds up quickly, and it is the sort of purchase people put off rather than budget for. Klarna sits at checkout for exactly that. Pick it, answer Klarna’s questions, and the decision comes back in seconds.

Klarna makes the lending decision, not us, so we cannot overturn a refusal. It is credit. Missed payments can affect more than this order.

Before you take credit

Late or missing repayments may have serious consequences for you and cause you serious money problems. Only take finance you are confident you can service.

03 / Made to order

Paying for a kit that gets built for you

Confirm the fitment before you pay

Most big brake kits and braking components are custom made to order, which is why they are not returnable once built. Payment is what starts that process.

Ring 0115 9893488 with the car, the year and the wheel size before you check out. Wheel clearance is the single most common reason a kit turns out to be wrong, and it is a two minute conversation rather than a dispute.

Refunds, where one is due, are issued as store credit by default as a digital gift voucher. If you would rather have it back on the card you paid with, say so and we will do that instead. Card refunds take three to five working days once the return has been signed back in and inspected.

What can and cannot come back in the first place is covered on the returns and exchanges page.

04 / Questions

Common questions about paying

Can I spread the cost of a brake kit?

Yes, through Klarna at checkout. A full big brake conversion is a serious amount of money in one go, and Klarna is the usual way people deal with that. Klarna makes the lending decision, not us.

Do you take Apple Pay and Google Pay?

Both, through PayPal. They appear at checkout on a device that supports them. If you cannot see the button it is usually the browser rather than the store.

Can I pay by bank transfer?

Yes. Choose direct bank transfer at checkout and the details come with your order. Nothing is ordered from the manufacturer until the payment clears, so it is the slowest route on a made to order kit.

Do you take card details over the phone?

No. Card details are handled by the payment provider and we never see or store a full card number. If you would rather not order online, ring us and we will send a payment link instead.

When do you take the money on a made to order kit?

At checkout, the same as anything else. Most big brake kits are built to order once payment is taken, which is also why they are not returnable. Confirm the fitment before you pay rather than after.

Is delivery included?

UK delivery is free on orders over £100, and most brake kits clear that comfortably. International orders are quoted individually.

My payment was declined but the money has gone.

That is almost always an authorisation hold rather than a payment, and it drops off on its own within a few working days. Ring 0115 9893488 and we will confirm what actually reached us before you chase the bank.

FCA guidance

GSM Performance, Unit 5 and 6, High Hazles Road, Nottingham, NG12 3GZ is authorised and regulated by the Financial Conduct Authority (“FCA”) (FCA FRN 795430) and acts as a credit intermediary and not a lender, offering credit products provided by a limited number of finance providers, including Klarna Financial Services UK Limited (company number 14290857), which is authorised and regulated by the FCA for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816).

Late or missing repayments may have serious consequences for you and cause you serious money problems.

Big Brakes 4U is a trading website of GSM Performance.

Ready to order?

Get the fitment confirmed first

Tell us the car, the year and the wheel size and we will tell you what clears. On a made to order kit that call is the difference between a working upgrade and a kit you cannot send back.

Call 0115 9893488Find your carMessage us